Short answer: a good product idea can start with one specific, repeated complaint. Find it, check that other people describe the same problem in their own words, use AI to draft the smallest fix, then put your own work in it, because the U.S. Copyright Office says prompts alone do not make you the author. Price it after you do the fee math: at $7, a direct Gumroad sale leaves $5.80.
The example in this article is an illustration I wrote: Maya, an office worker with no audience, and an invented post from a new shift supervisor who was never taught how to run a first one-on-one. It is not a quote from a real person, and that is rule one: use the pattern, never someone's words. Nothing here promises income, and it is general education, not financial or legal advice.
Not every complaint is a product. "I hate meetings" is a mood. "Nobody taught me what to say in my first one-on-one" has a moment, a room and a feeling. Three tests help: the complaint is specific, it is emotional enough that someone wrote paragraphs about it, and it names something they wish existed. If you cannot picture the exact moment it hurts, keep scrolling.
One post can be one bad day. My own rule of thumb, which is not a law, is to look for at least five different people, in different words, asking for the same help over the last year. Then look for a workaround: people asking for templates, sharing their own notes or paying for a course. A workaround means the pain already costs them something.
Here is a trap. If you ask an AI assistant whether your idea is good, it will tend to agree. Researchers who studied five leading assistants found that they often tell users what they want to hear, even at the expense of accuracy. So ask the opposite: "Give me the strongest reasons nobody will buy this," and read the answer as a to-do list of risks.

Do not start from a blank page and do not ask for "a product". Start from the complaints themselves.
Prompt 1: paste your seven complaints, in your own words, and ask what a person should be able to do after using something that fixes this. In the illustration the answer is three abilities: open a one-on-one without small talk, ask three questions that get a real answer, and end with one action each. That is the product, not pages.
Prompt 2: ask for a short kit that delivers exactly those abilities, for example a 15-minute agenda, twelve questions sorted by situation and a two-minute follow-up note, in four pages.
Prompt 3: reverse the roles. "Act as a nervous new supervisor reading this kit. Tell me what is confusing, what you would skip and what you still would not know how to say." The answers write your second draft.
In January 2025 the U.S. Copyright Office published Part 2 of its report on copyright and artificial intelligence. Its conclusion is that, with currently available tools, prompts alone do not make the user the author of the output. What a person can protect is their own contribution: the creative selection and arrangement of material, creative modifications, and their own original work that remains perceptible in the result. In plain words, and this is not legal advice: a product that is one pasted AI answer may give you little to stand on if someone copies it. The more of you is in it, the more it is yours.
So do the human work. Replace the AI's opening with a sentence from your own experience. Reorder the material by how the reader will actually feel. Cut anything you would not say out loud to a coworker. That edit is the part no one can generate for you.

Every platform has its own rules. Etsy's seller policy, last updated October 5, 2026, says that if an item is created using artificial intelligence you must disclose it in your relevant listings. Read the rules of any place you plan to sell, and read each community's rules before offering anything there, because many restrict self-promotion.
Then do the math. Gumroad's pricing page (opened October 15, 2026) lists 10% plus $0.50 per transaction for sales through your own profile or direct links, and 30% for sales to new customers through its Discover marketplace. On a $7 product that is $1.20 and $5.80 kept on a direct sale, or $2.10 and $4.90 kept on a Discover sale. At $5.80 a sale it takes 18 sales to reach $100, my arithmetic. For the Etsy side, see where a $7 Etsy sale really goes.
Treat the first product as a question to the market, not an answer. Offer it to a handful of people who actually have the problem, where the rules allow it, and count real signals: replies, questions, "I would use that." Expect uneven income if it ever grows. In the Federal Reserve's report on household well-being in 2025 (published May 2026), 58% of self-employed adults said their monthly income varied, against 28% of employees. That figure covers self-employed adults in general, not side hustles specifically, but it is a fair warning not to plan rent around a first product.
Our free three-day side hustle test checks an idea before you spend a weekend on it. If you want the full step-by-step method with prompts and honest limits, "Quit the 9-to-5 and Earn Real Income with AI" is a no-nonsense PDF guide. No income is guaranteed, and it is educational only.
See the guide (PDF) →Can you turn a Reddit complaint into a digital product?
A repeated, specific complaint can point to a product idea. Use the pattern, not the person's words, check that several people describe the same problem, and test a small version before building a big one. Nothing guarantees sales.
Do you own a product written by AI?
The U.S. Copyright Office's January 2025 report says prompts alone do not make a user the author of AI output, but a person can protect their own creative selection, arrangement, modifications and original contributions. This is general information, not legal advice.
How much does Gumroad take from a $7 sale?
According to Gumroad's pricing page, 10% plus $0.50 on direct sales, which is $1.20 on $7, leaving $5.80. Sales through its Discover marketplace are listed at 30%, which is $2.10, leaving $4.90.
Do you have to disclose AI on Etsy?
Etsy's seller policy, updated October 5, 2026, says that if an item is created through the use of artificial intelligence, you must disclose this in your relevant listings. Check the current policy before you list.
Sources consulted (all opened and read): U.S. Copyright Office, Copyright and Artificial Intelligence, Part 2: Copyrightability (January 2025); Etsy, Seller Policy (updated October 5, 2026); Gumroad, Pricing page (opened October 15, 2026); Federal Reserve, Economic Well-Being of U.S. Households in 2025 (May 2026); Sharma et al., "Towards Understanding Sycophancy in Language Models" (arXiv 2310.13548). The five-people rule, the three prompts and the fee totals are my own rule of thumb and arithmetic. Maya and the supervisor's post are invented for illustration. Educational information only, not financial, tax or legal advice.
Related: How to price a digital product: floor, ceiling and a simple test.
Jairo Oliva Jofer
Digital nomad. Brazilian living in Serbia. Jairo writes honest, no-fluff guides and tells rise and fall stories on the Icarus Paradox channel. See all guides →